Michigan Workers’ Comp Insurance

CAMComp is a Michigan Workers’ Compensation Insurance company. The plan is a group self-insurance program designed for and operated by the construction industry.

CAMComp is based in Michigan and has decades of experience with the local construction industry. You can expect quality in service, quality in workers’ comp claims management and quality in the handling of claims when they arise. Our service provider is top-quality also, with an AM Best rating of A+.

We monitor claims for validity to help control workers’ comp group costs. And when a claim needs to be processed, we do so quickly and efficiently, right here in our Michigan offices. Get a quote >

how safety pays:

It’s simple. When your workers’ comp group is safe, you get cash back. CAM COMP = CA$H COMP for many of the groups we cover. Once a year, you can expect a dividend of a percentage of your premiums.* More about how safety pays >

the same coverage

It’s the same. By law, all providers must deliver workers’ comp coverage to comply with Michigan Compensation standards. The significant difference is the cash back you can receive. More about we offer  the same coverage >

we understand you

It’s delivered by your peers. We fully understand the unique workers’ comp needs of the construction industry. And we understand the value of your time. When you call us – for any reason – you will get quick service from expert staff onsite here in Michigan. More about how we serve you >

flexibility and quality

It’s easy to afford workers’ comp insurance. We offer payment plans to meet your needs for quality coverage with flexible terms. A fair but firm approach to claims management helps ensure the members we cover control costs. And our AM Best rating is A+4. More about our flexibility and quality >

Looking for workers’ compensation insurance in Michigan? CAMComp has the coverage your group insurance plan needs. If you are a member of a Construction Association of Michigan, your business may qualify for workers’ compensation insurance from CAMComp.

Get a quote

Fall Webinars for 2016

This fall, CAMComp offers five webinars at the Safety Center:

  1. Major Changes to OSHA’s Reporting Requirements, Employee Protections, and Increased Fines
  2. Are You Prepared for an OSHA Inspection?
  3. Accountability for Your Safety
  4. Lockout/Tagout – Safely Controlling Energy

Webinars are available for viewing 24/7 and average 30 minutes in length. A small amount of your time can reap big rewards!

Access the Safety Center at www.safetypays.net. There you can view the webinars at your convenience from now until January 1, 2017. To gain access, a user name and password is required. Contact Michelle Mage mmage@safetypays.net for a user name and password to access the Safety Center.

OSHA Fines Go Up Sharply

Maximum penalties for violations of OSHA rules are going up sharply since Congress passed the “Federal Civil Penalties Inflation Adjustment Act.”

The Inflation Adjustment Act requires agencies to: (1) Adjust the level of civil monetary penalties with an initial “catch-up” adjustment through an interim final rulemaking (IFR); and (2) make subsequent annual adjustments for inflation.

OSHA’s maximum penalties haven’t changed since 1990. The new law catches up with annual inflation and can result in a maximum penalty of $124,709 for “willful or repeated” violations. Violation of a posting requirement can result in a $2,471 penalty.

The new penalties are as much as 78% higher than the old penalties. Be sure to keep up with OSHA’s current rules on recording and reporting, filing, required workplace posters and more. See their Employer Responsibility page >

Golf Outing at Wyndgate – September 19, 2016

Golf Outing at Wyndgate – September 19, 2016

The Wyndgate Country Club – Eastwynd Course, 1975 W Gunn Rd., Oakland Township, MI 48306

The Fourth CAM Golf Outing of the Season at The Wyndgate Country Club

PRICE $155.00 – Package Includes:

  • 18 Holes of Golf w/Cart
  • Driving Range
  • Grilled Lunch
  • Beer & Soft Drinks on Course
  • 2-Hour Open Bar
  • Steak Dinner
  • Awards/Door Prizes
  • Soft Spikes and Proper Attire Required

You win with CAMComp in many ways. This year at the golf outings, for every putt you make with “Zeke”, YOU GET A CHANCE TO WIN $50! Give us your business card, make the putt with Zeke and get entered in a drawing for $50 cash.

Another way to win: make the putt and win CAMComp  Bug Off DEET-free mist insect repellant!

Contact Diana Brown for information or reservations (248) 972-1000.

Registration info >>

Poncraft Door Chose CAMComp

A proactive approach to safety saves money for Poncraft Door.

Poncraft Door knows good value. They have been a client of CAMComp since its inception in 1982. While their initial reason for choosing CAMComp was its lower rates, the excellent service experience and the valuable Safety Center information have been great for this long-term client.

“Many companies look for the quick dollar cost comparison and make their choice. For me, it’s not about quick – I look at long term. CAMComp is our workers’ comp insurer of choice because they have more to offer,” said Kevin French at Poncraft Doors.

Kevin continued, “the Safety Center information has helped us to be more proactive than reactive when it comes to workplace safety. We’ve been injury-free for eight years. Safety saves us money on premiums and it results in cash back at the end of the year. It’s a great value for our company in many ways.”

Prompt replies to inquiries and efficient claims handling is another plus for Poncraft. At CAMComp we strive to get questions answered as soon as possible and in regular English, not insurance industry jargon. We work with clients who have claims to minimize their exposure to fraud and waste (see “Fraudulent Claims Raise WC Rates” article). Plus, we can offer guidance on best practices for workplace safety.

If a long-term approach to saving money and enjoying the benefits of a safer, healthier workplace for your valued employees appeals to you, email CAMComp today to have us review your current coverage.

Get a quote on Workers' Compensation Insurance in Michigan >>