Dividend History

The CAMComp worker’s compensation self-insurance plan has one big benefit over all the others:

if the claims paid are less than the premiums received, we return excess premiums and investment income to our members.

Every year, each member will receive an Experience Report Card that shows their claims fund contribution, incurred losses, claims fund returns and claims fund balance. You’ll know at a glance how your claims affect your returns. Download a sample Experience Report Card (.pdf).

Sample Experience Report Card

Fund Year Claims Fund Contribution Incurred Losses Claims Fund Returned Claims Fund Balance Loss Ratio Grade
1 2016 $14,697 $0 $1,639 $13,058 0.00% A+
2 2015 $14,353 $0 $2,579 $11,774 0.00% A+
3 2014 $18,141 $0 $7,833 $10,308 0.00% A+
4 2013 $14,617 $0 $2,298 $12,319 0.00% A+
5 2012 $14,270 $8,313 $4,482 $1,474 58.26% D
6 2011 $15,105 $3,897 $8,222 $2,985 25.80% B
7 2010 $14,818 $0 $7,300 $7,518 0.00% A+
8 2009 $23,075 $9,518 $7,612 $5,945 41.25% C
9 2008 $49,101 $0 $33,536 $15,565 0.00% A+
10 2007 $41,245 $0 $15,397 $25,848 0.00% A+
11 2006 $46,524 $601 $36,843 $9,080 1.29% A
12 2005 $45,833 $0 $20,374 $25,459 0.00% A+
13 2004 $52,070 $39,062 $7,924 $5,085 75.02% D
14 2003 $46,499 $373 $25,145 $20,981 0.80% A
15 2002 $50,865 $23,665 $17,480 $9,720 46.52% C
16 2001 $58,108 $126 $3,329 $54,653 0.22% A
17 2000 $44,727 $1,439 $11,689 $31,600 3.22% A
18 1999 $58,383 $17,825 $16,226 $24,333 30.53% B
19 1998 $61,792 $693 $44,929 $16,170 1.12% A
20 1997 $68,829 $9,720 $28,667 $30,442 14.12% A
21 1996 $50,047 $3,669 $30,804 $15,573 7.33% A
22 1995 $61,042 $1,016 $55,668 $4,359 1.66% A
23 1994 $62,302 $35,208 $21,319 $5,775 56.51% D
24 1993 $59,494 $776 $55,326 $3,392 1.30% A
25 1992 $37,799 $6,789 $34,846 $-3,836 17.96% A
26 1991 $40,549 $7,902 $30,050 $2,597 19.49% A
27 1990 $53,800 $855 $53,300 $-355 1.59% A
28 1989 $51,384 $12,980 $28,058 $10,346 25.26% B
29 1988 $59,013 $5,037 $51,860 $2,116 8.53% A
30 1987 $62,516 $5,773 $58,446 $-1,703 9.23% A
Total: $1,290,998 $195,237 $731,492 $370,164

Our Average Return Schedule shows the total returns to all the members of the group. Download Average Return Schedule (.pdf) >.

Average Return Schedule Valued as of 12/31/17

Plan Year Claim Fund Premium Total Returned Percentage Returned Refundable Surplus
2016 $3,099,000 $300,000 10% $853,000
2015 $3,175,000 $600,000 19% $380,000
2014 $3,011,000 $1,600,000 53% $481,000
2013 $2,402,000 $300,000 12% $299,000
2012 $2,144,000 $1,598,600 75% $256,000
2011 $1,883,000 $1,295,000 69% $123,000
2010 $1,750,000 $600,000 40% $126,000
2009 $1,823,000 $916,388 50% $0
2008 $3,000,000 $1,658,505 55% $0
2007 $4,034,000 $1,056,000 29% $103,000
2006 $4,745,000 $2,992,174 63% $0
2005 $6,203,000 $1,878,000 31% $20,000
2004 $6,557,000 $1,650,000 25% $0
2003 $6,100,000 $2,188,000 36% $0
2002 $6,021,000 $3,056,000 51% $107,000
2001 $5,329,000 $130,500 3% $180,000
1982-2000 $75,300,000 $37,740,000 50% $0
TOTALS $136,576,000 $59,559,167 44% $2,928,000

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